March 2020 Dividends Received

Although Coronavirus is spreading its damage around, it has so far not changed the dividends I have received in the month of March. Here are the dividends I got and they were all reinvested back to the companies that paid them.

Ticker	Total	Taxable	401k
JNJ	$255.54	$249.68	$5.86
HD	$218.08	$174.99	$43.09
PEP	$213.70	$180.28	$33.42
NEE	$203.80	$153.64	$50.16
MMM	$158.14	$130.81	$27.33
D	$154.32	$100.17	$54.15
WEC	$143.65	$126.09	$17.56
BDX	$80.26	$80.26
O	$75.72		$75.72
V	$71.73	$55.13	$16.60
ROST	$61.35	$61.35
MCD	$60.62	$60.62
MSFT	$50.28	$22.35	$27.93
TJX	$49.66	$49.66
CHD	$46.99	$31.44	$15.55
HON	$43.51	$43.51
BA	$33.67	$33.67
INTEREST	$0.40	$0.31	$0.09
	$1,921.42	$1,553.96	$367.46

March was a good month, very close to $2K. The moving average monthly dividend cashflow is setting new highs. I have been investing more heavily in the last few weeks as stocks are now cheaper than at the highs, so yields are good values relative to the past. April I am predicting a large income month barring any dividend cuts, I am expecting $2100 at least. For May I am predicting at least $1280. 

Recent buy: KO, MSFT, SYK

Today I added the following companies to my portfolio:

Stryker: $769
Coca Cola: $649
Microsoft: $623

Total invested is around $2K

Recent buy: V, KO, T, ABT

Today I bought the following. Around $3804 deployed.

Trade Datedescending	sortSettlement Dateascending	sortDescriptionascending	sortTypeascending	sortSymbol/ CUSIPascending	sortQuantitydescending	sortPricedescending	sortAmountdescending
	03/25/2020	03/27/2020 Pending	Buy MEDTRONIC PLC SHS		MDT	10	$87.51	-$875.10
	03/25/2020	03/27/2020 Pending	Buy ABBOTT LABS		ABT	10	$70.65	-$706.50
	03/25/2020	03/27/2020 Pending	Buy AT&T INC		T	20	$29.18	-$583.60
	03/25/2020	03/27/2020 Pending	Buy COCA COLA COM		KO	20	$41.69	-$833.80
	03/25/2020	03/27/2020 Pending	Buy VISA INC CL A SHRS		V	5	$161.50	-$807.50

Recent buy: O, MO, GD

Today the S&P500 fell around 8% when I added some buys. This was another large leg down, so I executed a few buy orders.

In previous days, I was adding more into companies with lower yields but higher long term growth potential. Today I want to add more to higher yielding companies to increase my income.

MO was down over 8%, it now yields a whopping 9%, and I find this dividend to be safe.
I added $556

O was down over 26%. Ironically they increased their dividend today. O now yields 6.8%, basically double a few days ago. The fall has been unprecendented.
I added $736

GD was down over 9%. It now yields around 3.7%, a lot for a company that usually yields in the low 2%.
I added $243

Both MO and GD are now in single digit P/E territory so they are very cheap.

My cash sits at around $25,191.

The amount of dividends that one can now receive for each dollar deployed is substantially more than it was a few weeks ago. The goal is to find companies that can maintain that dividend with good payout ratios and good financials to weather out the Coronavirus situation.

Recent buy: ADP and MSFT

The S&P500 fell around 9% today. I bought towards the latter 1-2 hours of the day on Monday trading.

Previously on last Friday the S&P rose around 10%, and the previous Thursday it fell around 10%. So we have had a lot of huge see saw movements in the S&P that has not been seen before in a long time. This level of volatility offers good bargains over time.

In times like now, it is best to avoid timing and just dollar cost average into the market. Have a predefined list of what stocks to buy and then buy the ones that move progressively lower and the yields move up.

Today I invested around $2167. Not a lot but over the days it will add up. I still have around $20K left in my cash reserve that need to be spent.

Recent buy: V

The S&P fell around 7% today.

I picked up some shares of Visa. Not a lot, just buying on the way down.
Added 4 shares for around $700 USD.

Visa is around 18% off from its highs.

Large price declines are times of great opportunity. I still have around $21,000 in cash with more on the way. As long as I have my job I will keep pouring it into the stock market as it goes lower!

In times of uncertainty, I always look for companies with the strongest financial strength and also consistently increasing earnings and sales (bottom line and top line). Companies I am eyeing right now include: V, MSFT, ADP. I have SYK and ABT also, although their financials are not as strong as the other 3, but still good. I also have GOOGL on the list even though they don't pay a dividend.

Note that my focus now is to acquire more companies that have a growth focus so the dividend yield is not as high on these types of companies.

February 2020 Dividends Received

February dividends came in at $1218.

Ticker	Total	Taxable	401k
T	$300.75	$300.23	$0.52
CLX	$190.87	$190.87
PG	$126.81	$115.32	$11.49
APD	$119.20	$119.20
GIS	$112.77	$74.46	$38.31
CL	$86.78	$74.00	$12.78
O	$75.50		$75.50
SBUX	$65.87	$51.67	$14.20
GD	$56.48	$56.48
ABT	$45.50	$45.50
MA	$37.86	$18.99	$18.87
INTEREST	$0.38	$0.26	$0.12
	$1,218.77	$1,046.98	$171.79

Recent buy: MO, V, SBUX, ADP

The following was added to my portfolio today:

MO: $2339
V: $4062
ADP: $2017
SBUX: $1968

Around $10.3K was spent today. Still have a lot of cash and more cash coming in, so averaging down as the market moves further down.

January 2020 Dividends Received

Apologies for the late reply, been very busy recently and not been very on time in typing what I have been trying to do with my portfolio. The Coronavirus situation is disturbing my usual ways of life as I travel a lot for business and I had to adapt recently. Coronavirus has also really impacted my portfolio.

I have not purchased any stock for at least the last 3-4 months, so my cash horde is growing. I'll post more about what I plan to do with that this week. I suggest all investors to get a buy list with targets ready and start dripping into them as the market tanks further due to the virus.

Ticker	Total	Taxable	401k
MO	$602.69	$525.85	$76.84
PM	$479.05	$421.70	$57.35
PEP	$212.20	$179.02	$33.18
KMB	$154.52	$111.30	$43.22
XEL	$139.51	$139.51
ADP	$125.90	$125.90
ITW	$120.21	$97.27	$22.94
MKC	$79.67	$53.35	$26.32
O	$73.65		$73.65
SYK	$45.97	$40.76	$5.21
MDT	$40.55	$40.55
INTEREST	$0.25	$0.25

In January we had a very good month. I acquired over $2K in dividends, we broke the 2K barrier.

Likely buying opportunities: Coronavirus

It looks like we may finally be getting the catalyst to start a correction or recession, the moment value investors have been long waiting for. This will offer an opportunity to purchase more shares at low prices. China was already hit with trade taxes with the US, and had been slowing down due to it. And now paired with the Coronavirus, the hit to the second largest economy will be impactful. Factories are closing down and citizens are being asked to not go to work or work from home. Stores are also closed such as Starbucks and Apple for example. This will have ramifications globally if it extends for a long period of time, as revenue is basically stopped.

We have cases of temporary blips in market valuation from pandemics like SARS or Ebola, with corrections around 20-25%. However, nobody knows if the Coronavirus will be far more severe. Currently the number of cases for Coronavirus is already exceeding that of SARS, but today we have much better technology to combat these viruses.

In terms of buying, I have not pulled the trigger. I think in the month of February, my cash pile will start to approach $30,000 USD. My plan will not be to deploy it all at once and try to time the bottom. I will add as the market drops or stays depressed. For example if we get to -10% off S&P highs I will start deploying a bit. And -15 to -20% I will deploy more. 

Going forward, I plan to invest heavily into a few names that I feel are winner type companies. I have already built a portfolio over $800,000 USD in a diversified set of dividend aristocrats and consistent dividend payers. I think it's getting too diversified, to the point that it hinders performance. That is the nature of diversification, it dilutes the good ideas with the average ideas. However, I am not saying in any way I am not happy with the portfolio, it has done its job very well and is very conservative.

I think all my positions are great holdings, but only a few are truly outstanding companies. Going forward, since I am still young, I will focus more on growth and dividend growth, and less on the dividend income. I have found that the companies that yield higher but raise dividends more slowly are hindering growth opportunities for my portfolio. And since I am not 30 years old yet (almost), I want to start prioritizing some growth since I have already finished building much of my portfolio's foundations. I want to start picking some companies with high growth which will in the future after many years become the new set of dividend aristocrats, and by then their yields should be high and growth lower.

Watchlist (my high growth selection):

Technology 

 - ADP: Automatic Data Processing

 - MSFT: Microsoft

Financials

 - MA: Mastercard

 - V: Visa

Discretionary

 - ROST: Ross Stores

Healthcare

 - SYK: Stryker

 - TMO: Thermo Fisher Scientific

Staples

 - MKC: McCormick

 - CHD: Church and Dwight