Friday, December 1, 2017

Recent buy: NEE

Bought $2,516 of NEE today.  I now own $17,548 in this energy company. It's one of the most consistent and stable growing diversified utility company I know of and as a result it has always costed a premium.

This purchase will nudge my yearly passive dividend income up to $10,486

Monday, November 27, 2017

Recent buy: PM & CLX

Today I added more cigarettes and bleach. Not a large buy but nonetheless, these two dividend aristocrats will help add more income to my portfolio.

PM: 6 shares - $618 total
CLX: 5 shares - $675 total

Tuesday, November 14, 2017

October 2017 Portfolio Summary

Last month's portfolio summary can be summed up as "business as usual".

Investing like this is boring, it isn't for everyone but the long term reward is great. Nothing spectacular happened in October. I cashed in checks that came in from my job. And I also cashed in checks that came in from my companies' dividend payments. Buys and sells have been quite slow recently. I have been quite content with holding a lot of cash. I think that as my portfolio gets larger and larger, I have a less motivation to spend my cash position immediately. The cash position even if it's in the 5-digits is not such a large percentage of my assets anymore. So I just tend to hold it and keep the "rainy day fund" untouched.

Tuesday, November 7, 2017

Recent buy: V, PM, KMB, T ...

Today the following was added:

V: 20 shares = $2237
MDT: 5 shares = $389
CHD: 8 shares = $350
T: 10 shares = $330
PM: 6 shares = $617
KMB: 10 shares = $1119

The portfolio now looks like this (nothing changed really).

Sunday, November 5, 2017

October 2017 Dividends Received

October 2017 was a good month. Below is a list of companies that paid me dividends last month.

Ticker      Total    Taxable         401k
ADP $40.12 $40.12
KO $53.35 $53.35
KMB $65.93 $43.94 $21.99
MO $468.99 $419.76 $49.23
ITW $39.08 $39.08
PM $327.30 $279.75 $47.55
XEL $38.41 $38.41
MDT $41.68 $28.52 $13.16
MKC $55.55 $35.90 $19.65
SYK $12.36 $8.52 $3.84
O $53.58 $53.58
FRT $16.00 $16.00
INTEREST $0.33 $0.07 $0.26
$1,212.68 $987.42 $225.26

Note that the months 1, 4, 7, 10 are my highest paying months. Below is a graph showing the trend over the years. The line is the quarterly moving average. For November I am predicting I will get $470 and in December I am planning for $950.

Saturday, October 21, 2017

September 2017 Portfolio Summary

I am a little late to write a summary for September. I guess this post will be a summary of September plus some of October. My portfolio closed at an all time high on Friday so I will post my progress so far on that date. Here are some charts showing what the market looks like right now.

Sunday, October 1, 2017

September 2017 Dividends Received

The end of the month is always an interesting time. I login to my brokerage account, scroll to the activity tab, and filter the list for Dividend and Interest. I then write down all my dividend payments and add them up to see how much money my companies paid me in the last month. The dividend payments keep getting larger and larger!

There were many companies that paid me this month and although each one by itself may not look much, all of the companies together make a decent payout. Big payers are Johnson & Johnson, Home Depot, and Pepsico. These are all companies with stable payout ratios.

Ticker      Total    Taxable         401k
JNJ $139.69 $134.35 $5.34
HD $110.85 $85.86 $24.99
PEP $108.18 $81.70 $26.48
KHC $58.51 $58.51
BDX $56.42 $56.42
O $53.27 $53.27
MMM $47.23 $47.23
D $45.57 $6.10 $39.47
NEE $34.59 $34.59
SO $33.44 $33.44
WEC $31.30 $31.30
MCD $30.26 $30.26
V $29.28 $23.46 $5.82
ROST $29.03 $29.03
CHD $26.83 $14.87 $11.96
TJX $25.38 $25.38
SJM $14.10 $14.10
WTR $6.38 $6.38
INTEREST $0.32 $0.04 $0.28
$880.63 $713.02 $167.61

In September 2017 my dividend checks totaled $880. I just look back many years ago while I was still in university and I was making $800 a month part time as an IT repair man. Now I can make more than that amount every month on average without having to work at all. Passive income is surely the way to go, and those hard earned dollars I have saved over years and years are starting to pay off. The dividends started out like a waste of time (like $20 a month) but now after several years they are becoming small snowballs that will continue to grow and grow. I hope one day this passive income will be able to support all of my monthly living expenses from housing to transportation to food to entertainment.