This graph tabulates all of my cash and equity holdings minus any debts. All values are in US Dollars. Note that there are bumps in the graphs due to market volatility, sudden income surges from tax returns or bonuses, or unexpected large expenses.

In the beginning years, the jumps will likely be due to my monthly contributions and non-periodic spikes in income. As the portfolio matures, monthly contributions will be minuscule compared to the portfolio's total size and monthly dividend checks, so market fluctuations will become more dominant in the later years.

My goal is to hit $1,000,000 USD in net worth sometime after 2020 with a annual passive income of around $25,000 - $30,000. 
(Update: August 27, 2020 the $1M goal is reached. We will now aim for $10M).

The graph shows the forward annual dividend that I will be able to receive. Notice how my portfolio value can jump up and down sporadically but the dividend payout graph is extremely consistent. High quality companies don't just cancel dividends out of the blue. Dividends are a certainty as long as the company's fundamentals are intact. Share price on the contrary is a large uncertainty. Share prices are up to the market and the whims of what people want to pay up for that day. The likely only reason why my forward annual dividend would go down is if a company had spin offs, or was merged into a larger company, or I re-balanced my portfolio into lower yielding companies.


  1. Been going through your blog and you make great use of charts and graphs. A picture is worth a thousand words...

    Do you find it useful to track your net worth by month? I did my first net worth calculation in February of this year and had planned to not do it again until next February but am toying with every six months. I wondered if I did it monthly if it would show a lot of volatility and give the sense that some months my net worth is down. It's all psychological, but investing seems to be 90% psychological. :)

  2. Great to see your how far you've come in such a short amount of time. Already quarter of the way there. Keep doing what you're doing

  3. You are a huge inspiration. Although, you're getting less relatable now ;p You are a true 1%er! Who has half a million at 28? Very auspicious life haha

  4. God damn that is a fast progress!

  5. Super impressive growth - and solid portfolio --- if I'm reading your chart correctly you went from $0 in 2014 to over $1M in 2020... a bit under 7 years. I'm guessing most of this was through contributions from money saved? My back of the napkin math figures you'd have to be contributing somewhere around $8k a month to hit such a goal... am I close? If so very cool case study -- and now I know I need to work on increasing my contributions aka savings... as well as income ha!

  6. Congrats for your impressive progress. Reach the 1 Million should be super excited, now i guess you will get more and more return in dividends. Your snowball is going faster.

    I started 2 years ago the DGI strategy, my dividends are growing every year but im just in the beginning of the long walk (10-15 years).

    Regards from Spain and keep in touch.