Thursday, March 3, 2016

February 2016 Portfolio Summary

Update: I will be saving a large portion in the coming months of 2016 to start a 20% down payment for my first house. I have decided that purchasing has slightly more pros than renting for my situation, and I have been fond of the idea of owning a place to live for myself. As a result the blog buys will slow down since I will be only making purchases for my retirement account. My cash holdings will be growing.



My goal is income accumulation. I want to be able to rely on my dividends to pay for all of my living and leisure expenses. I want my dividends to grow every year by themselves, without me having to add any more. I want my dividends to be safe and I for the majority part hold shares in very stable, high cash flow, recession resistant companies. My goal is to reach $30k in annual dividends from an equity holding averaging $1million in less than a decade (see About page).

My philosophy is to spend money wisely but not to save too much such that it hinders quality of life. Health and wellness are important to me and it helps that I am not materialistic. Health and wellness are priority 1 and planning for my future is priority 2.

The stock market has recovered in February. But it is still shocked from the bump earlier this year. The super freaking strong dollar is still super freaking strong.


Name Ticker Sector       Value   Weight          Divies      Yield S&P Fin VL Fin VL Safety
Kimberly-Clark KMB Staples $2,894.61 1.65% $80.96 2.7970% A A++ 1
Colgate-Palmolive Co CL Staples $2,338.95 1.34% $53.00 2.2660% AA- A++ 1
Procter & Gamble Co PG Staples $2,882.70 1.65% $92.54 3.2102% AA- A++ 1
The Coca-Cola Co KO Staples $4,235.14 2.42% $135.46 3.1985% AA A++ 1
PepsiCo PEP Staples $4,986.92 2.85% $142.51 2.8577% A A++ 1
Johnson & Johnson JNJ Health $9,468.42 5.41% $265.37 2.8027% AAA A++ 1
Visa Inc V Financial $5,953.82 3.40% $44.87 0.7537% A+ A++ 1
Exxon Mobil Corp XOM Energy $4,520.41 2.58% $159.61 3.5308% AAA A++ 1
Abbott Laboratories ABT Health $1,982.96 1.13% $52.42 2.6436% A+ A++ 1
3M Co MMM Industrial $3,679.37 2.10% $102.48 2.7853% AA- A++ 1
Nestlé NSRGY Staples $600.49 0.34% $19.58 3.2600% AA A++ 1
Southern Co SO Utilities $2,526.95 1.44% $114.29 4.5227% A- A 2
Dominion Resources, Inc D Utilities $6,313.62 3.61% $257.06 4.0715% A- B++ 2
AT&T Inc T Telecom $4,670.38 2.67% $237.92 5.0942% BBB+ A++ 1
Church & Dwight CHD Staples $5,205.59 2.97% $80.92 1.5545% BBB+ A+ 1
NextEra Energy Inc NEE Utilities $1,647.32 0.94% $51.02 3.0972% A- A 2
Realty Income Corp O REIT $9,139.81 5.22% $368.44 4.0312% BBB+ A 2
General Mills, Inc. GIS Staples $6,934.57 3.96% $205.02 2.9565% BBB+ A+ 1
McCormick & Company MKC Staples $3,816.64 2.18% $70.19 1.8392% A- A+ 1
Altria Group Inc MO Staples $11,633.25 6.65% $427.50 3.6748% BBB+ B+ 2
Novo Nordisk NVO Health $6,718.70 3.84% $120.85 1.7988% AA- A++ 2
Philip Morris International Inc PM Staples $8,605.45 4.92% $383.47 4.4561% A B++ 2
Anheuser Busch Inbev BUD Staples $602.60 0.34% $18.14 3.0103% A- A++ 1
Becton Dickinson and Co BDX Health $2,787.46 1.59% $48.82 1.7516% BBB+ A++ 1
Air Products & Chemicals, Inc APD Materials $1,194.89 0.68% $28.84 2.4139% A A+ 1
Kraft Heinz Co KHC Staples $4,075.83 2.33% $120.98 2.9681% BBB- A 2
Xcel Energy Inc XEL Utilities $725.00 0.41% $24.91 3.4352% A- A 1
Verizon Communications Inc VZ Telecom $2,491.08 1.42% $108.02 4.3361% BBB+ A++ 1
HCP, Inc HCP REIT $2,002.89 1.14% $148.70 7.4241% BBB+ B++ 3
McDonald's Corporation MCD Discret $1,865.82 1.07% $56.06 3.0047% BBB+ A++ 1
VF Corp VFC Discret $812.22 0.46% $18.14 2.2330% A A 2
CVS Health Corp CVS Health $1,349.35 0.77% $23.26 1.7236% BBB+ A+ 1
Praxair, Inc PX Materials $1,815.45 1.04% $52.30 2.8807% A A 1
Mastercard Inc MA Financial $4,238.43 2.42% $35.83 0.8455% A A++ 2
Chevron Corporation CVX Energy $2,006.90 1.15% $98.57 4.9116% AA A++ 1
United Technologies Co UTX Industrial $1,737.40 0.99% $46.56 2.6798% A- A++ 1
AbbVie Inc ABBV Health $1,791.16 1.02% $73.32 4.0934% A A 2
TJX Companies Inc TJX Discret $2,321.21 1.33% $25.85 1.1135% A+ A++ 1
Starbucks Corporation SBUX Discret $2,297.98 1.31% $30.87 1.3432% A- A++ 1
Ross Stores Inc ROST Discret $3,693.35 2.11% $30.06 0.8140% A- A 2
Apple Inc AAPL Tech $2,266.58 1.30% $46.79 2.0645% AA+ A++ 2
Walt Disney Co DIS Discret $2,189.99 1.25% $32.06 1.4639% A A++ 1
Misc Type     Equity Total Weight Column1 Yrly Dividends  Avg Yield …..83 …..9 …..82
$153,021.61 87.45% $4,533.56 2.9627%
Liquid Cash $19,455.57 11.12%
Misc Assets $2,503.20 1.43%
. ..    Equity + Misc …..22 …..2 ….. …..222 …..2222 …..223
$174,980.38 100.00%

My portfolio has hit an all time high. The chart above shows my portfolio as of 3/3/2016. I have received my tax return for this year and plan on using it to grow some positions. That is why I have a larger cash position than usual. I have started 2 new positions in Nestle and beer giant Anheuser Busch Inbev. I have also added a heavy contribution to Dominion in February.


My portfolio wasn't doing so hot in Jan-Feb but it's been hanging in there. My growing cash stash is helping keep the portfolio growing, but my dividends haven't been moving up because I've been hoarding my cash (see earlier post this month for February dividend summary).

The picture below shows a zoomed out 10 year outlook I planned for to hit $1,000,000. So far so good in the last 2 years. The choppiness of the market isn't too bad in the grand scheme of things (until we have another great recession that is!).


Pictures below show my equity weightings and my sector weightings. I have a huge emergency fund at the moment that I need to unload on some equities. But most of my target companies are expensive so I'll drip steadily. My largest positions are MO, JNJ, O, PM, GIS. My 3 largest sectors are Staples, Healthcare, and Cash.


Stay tuned.

3 comments:

  1. Great progress and I love all the charts! Keep up the good work!

    ReplyDelete
  2. I really love how you have all of your information in chart form. It's easy to digest and see how everything is balanced. Great portfolio!

    ReplyDelete
  3. Looks like I am in the same position as you, pondering over whether to buy a house with 20% down. This is the main reason why I have kept the majority of my portfolio in cash.
    Very good, solid upward trajectory of net worth there. Upwards and onwards!

    ReplyDelete