Thursday, December 3, 2015

November 2015 Portfolio Summary

November has been a relatively inactive month. I have not been following the market as closely this month. My goals are to increase my cash position and to increase my size in utilities when interest rates are raised. It seems that the high yield market is already taking a hit, making many utility companies enter more favorable prices.


My portfolio is shown below. A new large addition is Novo Nordisk, a Danish pharma company specializing in diabetes medicine. I have also started a new position in CVS. My portfolio has increased quite decently since last month's summary primarily due to contributions.

My yield is a bit on the low side for my taste. I hope that in the coming weeks utility stocks and REITs continue to get hammered so that I can pickup them at attractive valuations. These stocks sport high yields and will help bring my dividends up more.

The goal of the portfolio is to own high quality companies, with strong histories of increasing dividends year after year. Quality is incredibly important, I prefer to hold heavily companies with a BBB+ or better S&P financial rating or an A or higher Value Line financial strength rating. The table below show the financial rating scores of my various holdings. Bolded names are companies that are incredibly high quality.

Ticker Sector                Value   Weight           Annual Div           Yield S&P Fin VL Fin VL Safety
MO Staples $10,695.52 7.44% $423.54 3.96% BBB+ B+ 2
JNJ Health $8,851.28 6.15% $263.77 2.98% AAA A++ 1
PM Staples $8,114.05 5.64% $378.93 4.67% A B++ 2
O REIT $7,469.10 5.19% $350.30 4.69% BBB+ A 2
NVO Health $7,038.45 4.89% $92.20 1.31% AA- A++ 2
V Financial $6,266.75 4.36% $45.12 0.72% A+ A++ 1
PEP Staples $4,890.20 3.40% $138.88 2.84% A A++ 1
CHD Staples $4,847.80 3.37% $76.11 1.57% BBB+ A+ 1
MA Financial $4,513.77 3.14% $30.24 0.67% A A++ 2
XOM Energy $4,245.02 2.95% $157.91 3.72% AAA A++ 1
GIS Staples $4,169.16 2.90% $127.99 3.07% BBB+ A+ 1
KO Staples $4,076.69 2.83% $126.79 3.11% AA A++ 1
T Telecom $4,047.73 2.81% $229.91 5.68% BBB+ A++ 1
KHC Staples $3,728.36 2.59% $114.83 3.08% BBB- A 2
MKC Staples $3,472.84 2.41% $65.64 1.89% A- A+ 1
ROST Discret $3,351.59 2.33% $30.16 0.90% A- A 2
BDX Health $2,761.13 1.92% $48.60 1.76% BBB+ A++ 1
KMB Staples $2,583.59 1.80% $76.99 2.98% A A++ 1
AAPL Tech $2,577.45 1.79% $46.65 1.81% AA+ A++ 2
PG Staples $2,576.11 1.79% $90.16 3.50% AA- A++ 1
DIS Discret $2,508.22 1.74% $29.60 1.18% A A++ 1
SBUX Discret $2,289.55 1.59% $30.68 1.34% A- A++ 1
HCP REIT $2,268.60 1.58% $146.10 6.44% BBB+ B++ 3
TJX Discret $2,142.54 1.49% $25.71 1.20% A+ A++ 1
CL Staples $2,077.33 1.44% $48.19 2.32% AA- A++ 1
ABT Health $2,075.74 1.44% $45.04 2.17% A+ A++ 1
SO Utilities $2,073.10 1.44% $101.79 4.91% A- A 2
CVX Energy $2,021.58 1.41% $97.44 4.82% AA A++ 1
PX Materials $1,888.43 1.31% $49.48 2.62% A A 1
VZ Telecom $1,842.86 1.28% $93.43 5.07% BBB+ A++ 1
ABBV Health $1,785.31 1.24% $72.48 4.06% A A 2
MCD Discret $1,762.56 1.23% $55.34 3.14% BBB+ A++ 1
UTX Industrial $1,710.68 1.19% $46.19 2.70% A- A++ 1
MMM Industrial $1,377.87 0.96% $36.65 2.66% AA- A++ 1
CVS Health $1,264.75 0.88% $19.10 1.51% BBB+ A+ 1
KMI Energy $1,256.95 0.87% $133.11 10.59% BBB- B++ 3
APD Materials $1,201.51 0.84% $28.72 2.39% A A+ 1
VFC Discret $777.46 0.54% $18.04 2.32% A A 2
D Utilities $503.95 0.35% $20.01 3.97% A- B++ 2
XEL Utilities $432.29 0.30% $16.08 3.72% A- A 1
NEE Utilities $399.18 0.28% $12.73 3.19% A- A 2
….. …..2     Equity Total …..4 Total Annual Div  Avg Yield …..8 …..83 …..9
$133,937.05 $4,040.65 3.02%
Cash Cash $9,874.69 6.87%
. ..    Equity + Cash …..22 …..2 ….. …..222 …..2222
$143,811.74

My healthcare sector weighting have been increased this last month. They now occupy 1/6 of my portfolio. MO, JNJ, PM, O, NVO, V, PEP, CHD, MA, XOM are my 10 largest holdings.



In terms of meeting my goals, I am still on track. The ride has been bumpy in 2015. I expect the ride to get bumpier as my networth increases and the fluctuations in the market become much more than the monthly contributions I put into my portfolio.


Stay tuned
-YD

1 comment:

  1. Looking good YD! I'm not sure if I'll be adding utilities to my portfolio but I definitely hope to see the REITs get hammered so I can add to them. That's mainly because I haven't really studied up on the utilities though because they've been quite expensive for the majority of my investing background thus far. Hope you have a great last month of the year!

    ReplyDelete